Life & Protection

Life Assurance is a policy that protects your family in the event of your death. It allows you to secure financial wellbeing of your family after the misfortunate event. It is probably the most important insurance product that everyone should have in place.

Critical Illness is an important insurance policy in case of misfortune you might suffer in your lifetime, which can potentially have a devastating impact on your work capacity and subsequently resulting in financial difficulties for you and your family.

Income Protection plan is a policy that pays you a monthly income in the event of you are not being able to work due to any illness, accident or injury. It will help you to meet your ongoing financial commitments as mortgage repayments, household bills and your current lifestyle. The policy will continue to pay you an income until you are fit to work, and in some cases, until your retirement age.

Mortgage protection is a policy that fully pays off your mortgage if you or another insured policy holder dies during the term of the mortgage. It is a type of a Life Assurance, with a difference that it’s tied to your mortgage and runs throughout the mortgage term. The level of cover decreases in line with the mortgage. The Mortgage Protection is a Law requirement when taking a mortgage and can be taken out only at the point of the mortgage drawdown.

There are multiple life assurance products to choose from and your dedicated Senna Brokers adviser will provide a valuable advice on the best suitable and cost-effective product to meet your needs. We will explain the product in detail, its working and benefits.

Section 72 Policy (Inheritance Tax Protection) is a specific type of whole of life insurance which is designed to cover the tax liabilities associated with your estate as, inheritance tax on any property, money, or assets which you leave in your will. This will allow you to leave your family home or other money or assets tax free.