Mortgages
Mortgage is a loan, which is linked to a property and is one of the main means to obtain funding to secure your family home or an investment property. Different types of mortgages are available.
Warnings:
You may lose your home if you do not keep your repayments
Extra charges may apply, if you pay off your fix rate mortgage early
Your monthly repayments may increase
Your rating may be affected and ability to obtain future access to lending if you do not meet repayments and your account goes into arrears
Interest-only mortgages will have the entire amount borrowed outstanding at the end of the term
Self-Build is an option for those who are looking to build their dream home. The process is more complex and requires tailored expertise on the mortgage process. We will help you to go through all stages of the mortgage drawdown.
First-time buyers we will help you to make this complex process smooth and easy to understand. We can help to assess your financial abilities for the amount you can borrow, repayments levels, terms available and explain interest rates options. We will help you to choose the best provider available on the Irish market.
Remortgage helps you with your home upgrades, extension build, availing of better interest rates, extending your term and other loans consolidation. Equity release at your later (senior) stage of life is also an option to fulfil your bucket list.
Moving Home is an option to take a new mortgage with the same or new provider while changing your home. It allows to obtain better term by switching the provider or changing interest rates.
Buy-to-let is a type of an investment mortgage. It diferenciate from your home mortgage in terms available and the process of assessment of your financial abilities. Properties are an attractive way to generate steady income with a prospect of gaining capital by increase in its value.
Banks and Mortgage Institutions - through our appointment with Brokers Ireland Mortgage Services we have access to the following lenders: Permanent TSB, Bank of Ireland, ICS, Heaven, Finance Ireland, NUA Money.
Senna Brokers adviser will explain the product working, interest rates and risks involved when planning to buy your first home, upgrade existing one or buying an investment property.